Okay what's your question?
2100 elo, a million or a gorgeous and smart woman

Hmmm, it's between the cash and the woman. Would it be possible to get the woman without the 'smart' bit? I have enough problems....

Probably your choice should then be the cash. That should grant you access to plenty girls that play it dumb...

Well I already have 3. So I'd take 2 and use part of that money to get myself a nice chess coach and have plenty of money left over. Checkmate

Money making is a skill I already have that I'll take to the grave with me and I'm enjoying the learning process of the raising Elo thing, so...
a good, honest and loyal woman with at least average intelligence who loves me for who I am and not all I've achieved or the things I have or my good looks would be my choice.
If she has my heart, I'd make sure she was happy and knew she was loved.
But, without the loyalty and "loves me for me" qualities, the most outwardly beautiful woman in the world is instantly reduced to only a cheap bimbo who I would never find attractive at all.

I choose 1) you become overnight a player at 2100 elo level. because it get's you 2) you get a million usd and 3) you wake up and your wife/husband is a stunner. A fantastic, beautiful, kind and smart partner, surpassing any dream you ever had..

She'll just leave you for a fish with a bigger rating and more money.
3) you wake up and your wife/husband is a stunner. A fantastic, beautiful, kind and smart partner, surpassing any dream you ever had..
The above statement was a stipulation of the question and therefore immutable. Surpassing any dream I ever had has a connotation that is meant in a good way. That means she'd never leave in my case...

I'd take the money over some random partner i've never met. At least you would know what your getting....

It is true that the woman surpassing any dream depends on how structured and smart you dream. If you include loyalty, friendship, riches, dynamism, humor, compassion, adventure, crazyness next to the steamy sex, then i would choose the lady. In a real world, distrusting the quality of my dreams :-), i would go for the money and try to do something fantastic with it.
at least average intelligence
if you want "at least average intelligence" than you should narrow the pool down to those who scored at least an 890 on the sat I 1995-2005 (it would now probably be 1290 or so since 2005 when the writing section was added. you know if you're looking to destroy the life of someone who is currently around 22... oh silly me did I say "destroy the life" don't know where that came from. freudian slip I suppose.) http://www.iqcomparisonsite.com/SATIQ.aspx
sat I scores can be used to generate an accurate estimate of a persons iq. the stanford binet and other specialized intelligence tests are even more precise. but the sat I is accurate enough to be used for the admissions purposes of high iq societies like triple 9 and mensa.
http://www.triplenine.org/main/admission.asp
hope this helps. happy day to you chess friend!!!!!!!!!!
The wishing season is there. You are granted one of these three :
1) you become overnight a player at 2100 elo level.
2) you get a million usd
3) you wake up and your wife/husband is a stunner. A fantastic, beautiful, kind and smart partner, surpassing any dream you ever had..
What do you do?