Achievable chess rating for 38yo beginner with a 130 IQ?

As per title

Wondering what would be feasible to achieve starting chess at such an advanced age? I've always been intelligent but realise learning is harder as we get older

Currently on a slightly upward trend from a 650 rating and not studying any opening theory yet.

Nobody can possibly know. It depends on how much time you spend and how hard you work.

IQ seems relatively unimportant as a predictor of success in chess. 

I’m 30. Started Chess less than 2 years ago, from 600 rated myself. 1700+ now.

Rating gain gets exponentially harder the farther you climb. It really depends on how much time you can commit to improving.

I’d loosely say some realistic goals would be 1000 within 3-6 months, 1200 within 6-9 months and 1500 in 12-18 months would be achievable. Some do it faster, some do it slower, some stay at the beginner ratings their entire life... because simply playing over and over again won’t make you a lot better... you need to put time into analysing your games, working out where you went wrong and why you went wrong, what you should have done instead, and then study tactics - lots of tactics to imprint motifs into your brain so that you spot them easily when playing real games. Never stop learning tactics, and gradually build endgames into your skill set- particularly king and pawn endgames and basic rook endgames.

Forget opening theory until you’re approaching 1800+, learn basic opening principles and focus all your attention on tactics and endgames for now.

I’m aiming for 2000 myself. Assume it’ll take 3-4 years all in from 0 to reach it. Looking forward to that day though :-)

Opening theory is nothing but memorizing moves.

Opening principles are do not move the same piece twice. Castle and get your rooks connected,  that kind of general advice.

Opening principles contain a set of ideas that are almost universally good in openings: push your central pawns, develop your pieces, develop them so that they control the center, develop the minor pieces first, castle early, don't move the same piece twice unless you need to and so on.

Opening theory is the full set of openings that are considered good, no matter whether the moves agree with the opening principles or not.

https://www.chess.com/member/superiorconfidenthot Let's play. 

The smurf is very annoying. 

Don't study any openings past the second move until you are at least 1200ish.

Anyho, I feel that anyone can achieve a NM title with enough effort. The real question as an adult, is how much time a day can you devote to a board game, with career and family concerns? 

There is an 1800 level graveyard, where most club level "serious" players end up stalling . They look at their rating, realize how much effort it is going to take to push past 1800ish and decide 1800ish is strong enough. 

So, to answer your question, 1800ish in a few years if you spend an hour a day just on chess knowledge, such as analyzing your own games, reading books, listening to your chess coach, etc. 

Of course, the more time you can spend on the game, the higher your result is going to be. 

2200 or higher, if you're willing to put in the work.

1600 or lower, if you try to skirt by with minimal effort.

Really smart people like Einstein didn't waste their time on chess...Wait, I guess that makes me a dummy...Doh!

I think the number can vary wildly for people based on effort, etc. I wouldn't get too carried away with that. The better question is if you can break the barrier you are currently at without putting in more effort than you are willing, and always keep that question in mind as you climb. The rating that will be reasonable for you is the one where the answer finally becomes no, it's not worth the effort to keep going. 

At the 600s, it's less about learning new info and more about doing what you already know. The biggest offender being free pieces. Players in the 600s often leave free pieces lying around and don't always take the ones offered. You need to make habits for yourself to pay attention to these things. Look for checks and captures, as well as any attacks that may be good for either side, and get used to thinking of how you might handle those. Take your time to make good moves, don't worry about being slow, by slowing down you can find more, then as you do it more often, you get faster at it and can find even more than before. 

As long as you're not a moron, IQ barely enters into it. Much more important are work ethic and psychological resilience. Are you prepared to work hard to improve? Can you bounce right back from a humiliating defeat?

Well, you posting your alleged IQ doesn't bode well for your Chess improvement.

Is 38 really so old that it presents an obstacle to becoming a good player? I dont feel like it should be a problem assuming you are in good health.

With such a low IQ, it is going to be hard. Sorry.

You can try checkers though.