Been there, done that:
Do you listen to music while playing chess

Yes, you can definitely get distracted.
When I play Megadeth and play live chess. I tend to make more aggressive moves resulting in early mate for my opponent, but on occasion it results in early mate for me. If I put it at a lower volume, I do fine though.

Some people even listen to headphones at OTB tournaments. I have no idea how they focus.
Does uscf allow this ? FIDE does not.
When I play on Internet I mostly listen to music, when I play real tournaments and games I play without music, then I'm much more concentrated.

Some people even listen to headphones at OTB tournaments. I have no idea how they focus.
Does uscf allow this ? FIDE does not.
I don't know about USCF but I see players at every tournament here, so the directors allow it. Maybe if someone complained they'd make them stop. I played one person with headphones in each of the last two tournaments

Dvorak, Smetana, Josef Suk, Janacek (you know, "Check" composers )
lol.
Yes when I'm playing. But I can't listen to music when doing tactics trainer or Chess Mentor. I've tried.

Some have mentioned that lyrics are distracting. I agree. I enjoy listening to instrumental music while playing chess, especially instrumental GUITAR music .

you know what's distracting to me? silence. sometimes the droning silence at an OTB tournament drives me batty. that's when i put the earbuds in...
last week i was playing at my club and my opponent--an older guy, was adjusting his false teeth throughout our game--so annoying. also he was burping and mumbling a lot--on account of being an old timer i suppose. anyway, the music was all that saved me.
Do you listen to music while playing chess or studying? What do you like to listen to? I used to listen to Wagner or Mozart while studying chess. I like rock and roll but found it distracting.
Lately, I've fallen into the habit of playing and studying on my laptop in front of the television. This is good because I'm with my wife; its bad because I'm not concentrating to the extent that I should.