Take your time
How do you overcome fear of losing rating?

(not sure if Elo has a capital e, but whatever)
It does. It's based on a mathematician's name... Arpad Elo.

@Mega_Gamer15 -
Seems a classic case - you really don’t enjoying playing chess ... do you?
Give up the hobby now and save the future headaches. You’ve had an average typical run. There was a time you enjoyed playing the game, but it seems you’ve fallen into all the “rating” hype and can no longer smell the roses.
Perhaps in the future the allure and beauty may return to mind. Start afresh months or years from now. Don’t be down on yourself- this happens to the vast majority of chess players- they become discouraged and quit usually in 1/2 year.
The game is not what they imagined. Winning games proves not what was imagined, much to dismay. Losing becomes very stressful (fear of losing). Why bother.

The OP is unduly influenced by outside sources. Created expectations that will never be met. Instead he needs to listen to himself and come to an inner peace about devoting time to a hobby.

@Mega_Gamer15 -
Seems a classic case - you really don’t enjoying playing chess ... do you?
Give up the hobby now and save the future headaches. You’ve had an average typical run. There was a time you enjoyed playing the game, but it seems you’ve fallen into all the “rating” hype and can no longer smell the roses.
Perhaps in the future the allure and beauty may return to mind. Start afresh months or years from now. Don’t be down on yourself- this happens to the vast majority of chess players- they become discouraged and quit usually in 1/2 year.
The game is not what they imagined. Winning games proves not what was imagined, much to dismay. Losing becomes very stressful (fear of losing). Why bother.
no need to be so rude, but i agree with most of what you said. If you fear losing rating, then you can't play chess for long.

the thing is, it's not that easy, and OP might feel like that they can't do what you do. Most people, if they take a long break, they quit. Their interest for chess is going to be drained.

Not being rude in the least. Simply suggesting people look at the cold, hard reality of Why they have chosen this hobby. So many begin playing for the wrong reasons and become easily discouraged.
My motivation is to encourage the activity becoming a lifetime hobby - to be enjoyed and passed on to future generations. This won’t happen unless a clear mindset is gained- one learned from personal soul searching, uncluttered from rating expectations or all the fanciful chess hype. I see nothing undue about suggesting to quit playing if the activity creates undue stress for us hobby players. Nothing is said about forever. Perhaps next year new interest surfaces.

Not being rude in the least.
well it seems like you are telling the OP to quit in you're previous comment

The only way to break out of this, is to not fear losing rating, which is easier said than done.
Well that's exactly what I want to do. Just dunno how yet.

The only way to break out of this, is to not fear losing rating, which is easier said than done.
Well that's exactly what I want to do. Just dunno how yet.
well @nousernameswereavailable gave some advice, i think you just need to play more games, and try to chance you're mindset gradually

I mean I just played casually for 4 years or so before even learning about rating... I generally play with friends and play only a couple games when I feel like you do

Rating doesn't matter, unless you convince yourself that it matters. What truly matters is that you have great enjoyment, great love for this crazy, mysterious game. It is the enjoyment, the music, the poetry of the game... even the ephemeral 5 minute or 10 minute dance is as interesting as the great symphony that can be composed in a cc or daily game. You want a high rating because you want recognition, edification, the self adulation of being exceptional. That is another amazing thing about chess. It taps into our deep qualities. If you're an egotistical person, it shows. If you're an artist you can see it. If you're a coward, then that shows too. If you're a genius, then that shows. But is dancing only for geniuses? Is music only for Beethoven and Mozart. If you can play some music reasonably well, and enjoy it immensely, appreciate it immensely, should you be frustrated because you don't approach the level of a Bach or a Beethoven, or even some less talented masters? I say forget about ratings. That is my way. See and appreciate the possibilities and richness and music of the game. Ponder the mysteries. Marvel at the depths and simplicity also. Creativity is a quality you bring to the activity, no matter your skill. Don't torture yourself. Enjoy yourself!
As a beginner, I used to grind chess relentlessly. I played about 5-8 games everyday regardless of result and actually enjoyed the ride. Now though... I find myself actually being scared to play as much rated chess games as I used to. I just usually play against bots (which isn't exactly beneficial) and unrated (where I find myself or/and my opponent not taking the game as serious). I am just locked with this awful mindset: (You worked hard to get those points. You wanna risk giving them away?) I don't want to have this kind of fear looming over me forever and hindering my progress, so I ask of any similar experiences that you could share and some tips I can apply to try and overcome my fear.